Uncategorized • October 15, 2025

South Snohomish County Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Uncategorized • October 15, 2025

North King County Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Uncategorized • October 15, 2025

Eastside Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Uncategorized • October 15, 2025

Seattle Metro Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Uncategorized • October 15, 2025

North Snohomish County Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Uncategorized • October 15, 2025

South King County Market Report – Q3 2025

The market is showing encouraging signs of balance and stability, thanks to increased inventory after years of constriction. While the pace has softened, the market is not faltering; it’s simply resetting after rapid price growth. Even with more homes to choose from, the median sale price remains steady year-over-year, and homeowner equity levels are at record highs.

More selection means sellers need to be intentional about property condition and pricing. Now, buyers have breathing room to make thoughtful decisions without frantic competition and are benefiting from easing interest rates and slower price growth.

For both sides of the market, the advantage now lies in strategy over speed. If you’re curious what this balanced environment means for your goals — whether buying, selling, or simply planning ahead — I’d love to talk through your options.

 

Monthly Newletter • October 15, 2025

Monthly Newsletter 10/13/2025

The numbers tell us we’re steady, not sinking. Let’s replace uncertainty with perspective and see how stability sets the stage for opportunity and long-term success.

After years of rapid appreciation, the market is simply taking a breath. Prices are holding steady, inventory is at its healthiest level in over a decade, and interest rates are easing — all signs of balance, not decline. If you’ve been feeling uncertain about the housing market lately, you’re not alone. The media (news or social) loves drama, but the data tells a quieter, steadier story. What we’re seeing right now isn’t a recession — it’s a reset.

The combination of rates coming down by 0.78% since January 2025 and prices remaining flat year-over-year means that monthly payments for a new mortgage are starting to ease. This is a welcome trend for buyers who have been grappling with affordability. We’ve even started to see buyers who already own a home, willing to give up their lower rate to make moves to homes that better fit their lifestyle needs.
Another reason we are not in a recession is the abundance of equity many homeowners have. Median price in King County is up 33% since 2020 and up 98% since 2015. In Snohomish County, the median price is up 42% since 2020 and up 115% since 2015. During this time, prices grew quickly vs. the historical norms of 3-5% a year. Hence, prices remaining flat makes sense as the market levels out and finds its equilibrium. Further, according to Census data, a record 40% of Americans own their homes free and clear, the highest level recorded.

This kind of “flat” market often feels uncomfortable because it’s different from the fast-paced, multiple-offer environment we grew used to and found exciting. But in reality, flat doesn’t mean failure. It means opportunity — for buyers to make thoughtful moves without frenzy, and for sellers to position their homes strategically in a more stable environment and reap their well-established equity.

In my years of watching market cycles here in the Greater Puget Sound Area, I’ve learned that perspective is everything. For sellers, how long they’ve been in their home, assessing their equity level, and where they want to go are what matters most. A segment of the market that I’ve seen take a step back is speculative sellers hoping to buck the current trends and make a quick gain.

It is important to note that owning real estate is a long-term hold investment and not an overnight come up. The extreme ramp-up in home values from 2020-2022 skewed that viewpoint for some. A valuable rule of thumb to adhere to is the 5-year rule. Outside of the Great Recession of 2007-2012, holding for 5 years has overcome a flat market or any short-term dips in values. It’s also important to understand that your home serves two purposes: your safe place and an investment.

A home is surely an investment, but also a place to call home. It doubles as the place where one finds shelter, makes memories, and becomes a nest egg over time. It’s impossible to “time” the market! It’s more so about matching your home to your current needs, affording the monthly payment, and planning to stay awhile. With those three elements in mind, a successful investment will happen along with living in a home that aligns with your life.

For buyers, we haven’t seen this calm of a market environment and selection in ages. In our region, we are currently experiencing a balanced market (2-4 months of inventory). In some areas of the country, a balanced market looks different (3-6 months), but for our area, it’s tighter due to density, industry, and limited land availability.

While we do occasionally still see multiple offers, they are no longer the norm. Buyers are now afforded the benefit of longer market times, allowing for negotiated contract terms to support performing due diligence over a longer time. They also do not have to escalate as high in price to obtain a home. My hope is that buyers who have sidelined themselves or are considering a purchase realize that this is a great time to buy!

If you’d like to talk about what this balanced market means for your goals — whether it’s buying, selling, both, or just planning ahead — I’m here to help you make decisions with confidence. Following the news, doomscrolling, or listening to an isolated story could veil you from the truth the data provides. While the market might seem “boring” right now, I’ve seen many buyers and sellers find great success. Let’s talk and apply your goals to today’s trends!

October Home Maintenance 🏡✨ Labor and building materials are typically the least expensive around this month, so utilize this to your advantage if you’ve been needing to make household updates or renovations to increase the marketability of your home. Prepare for the colder months by making sure your house is sealed from water damage and pests.
🍲 Cozy Kitchen: Hearty Chicken Noodle Soup
As the weather cools down, there’s nothing better than a bowl of homemade chicken soup. This comforting classic is easy to make, full of flavor, and perfect for cozy evenings at home.

Ingredients:

  • 2 Tbsp vegetable oil
  • 1 cup onion, chopped
  • 3 garlic cloves, minced
  • 10 cups chicken stock
  • 1 tsp dried thyme, crumbled
  • ÂĽ tsp dried dill
  • ÂĽ tsp pepper
  • 5 sprigs parsley
  • 2 carrots, sliced
  • 6 oz wide egg noodles
  • 1 lb cooked chicken breast, cubed
  • 2 Tbsp cornstarch
  • 2 cups unflavored yogurt
  • ÂĽ cup green onion, chopped

Instructions:

  1. Heat the vegetable oil in a large pot over medium-low heat. Add the onion and sauté until soft, about 10 minutes. Add garlic and cook 2 minutes longer.
  2. Stir in chicken stock, thyme, dill, pepper, parsley and carrots. Cover and bring to a boil. Reduce heat and simmer 20 minutes.
  3. Remove and discard parsley, add noodles to stock. Simmer, uncovered, over medium-high heat until noodles are soft, about 10 minutes.
  4. Add chicken and cover pot to keep soup hot. In a small bowl, stir cornstarch into yogurt, then combine with 1 cup hot broth. Return this mixture to soup pot and bring to a boil while stirring constantly.
  5. Remove from heat and serve immediately, garnished with green onion.

Tip: This recipe makes enough to share. Drop off a bowl to a neighbor or freeze a batch for a busy weeknight.

From my kitchen to yours: wishing you warmth, comfort, and good company this fall! 

Monthly Newletter • September 16, 2025

Monthly Newsletter 09/16/2025

Two unique opportunities have lined up for buyers:
Lower Interest Rates – With rates down almost three-quarters of a point, a $500,000 mortgage costs $232 less per month than it would have just a short time ago. That’s nearly $84,000 saved over 30 years.

More Homes to Choose From – We’re seeing the highest inventory in 14 years, giving buyers more options, less competition, and greater negotiating power.

Why this makes it a good time to buy:
Opportunity to Build Wealth – Prices are up 2% in King County and 1% in Snohomish County year-over-year and if rates continue to soften, prices will rise. Fixing your price now will lend itself to great, long-term equity growth. In fact, homes in King County are up 33% over the last 5 years and up 80% of the last 10 years. They are up 42% in Snohomish County of the last 5 years and up 98% over the last 10 years.

Find the house that best suits your life – Moves are brought on by life changes. If you see yourself entering a new chapter, whether it is joy-filled or challenging, a purchase can help align your home with your life. Pause to assess if now would be the right time to make a move and consider the advantages of the current market.

All of this means more affordability and more choices—a rare combination in real estate. Please reach out if you would like to learn more. It is my goal to help keep my clients informed so they are empowered to make strong decisions.

 Making a move, whether it’s across town or across the country, can feel overwhelming. I understand that behind every “For Sale” sign there’s a personal story, and often, real-life challenges that make it hard to take the first step. Over the years, I’ve helped many clients work through these very obstacles, and I want you to know there are solutions for every situation.

Here are a few of the most common roadblocks I hear, and how we can overcome them together:

“My home has deferred maintenance or needs updates, but I want to sell for top dollar and don’t have extra funds.”
The Windermere Ready Loan is your “easy button” for accessing funds for listing prep. It allows you to access cash based on your home’s equity to cover cleaning, repairs, or remodeling—so you can sell faster and for more money, without having to pay upfront. The fees are low, access is fast, and we can devise a plan identifying which items will yield the greatest return. You can learn more about the program here or simply reach out to me.

“I’m overwhelmed by the amount of stuff I need to sort through before I can sell.”
You’re not alone in this. I work with trusted vendors who specialize in helping people clear, organize, and prepare their homes for the market. With the right team, what feels overwhelming becomes manageable. You’d be amazed at how this process can be freeing, uplifting, and empowering. Getting started is the hardest part, and I can connect you with great resources or simply help you devise a checklist that moves at your pace.

“I need to relocate, but I don’t know anyone in the new area. How do I find a good agent?”
That’s where my connections come in. With Windermere’s broad presence in the West and our global referral network through Leading Real Estate Companies of the World, I can introduce you to a great agent wherever you’re headed.

“I don’t have 20% to put down. Can I still buy a home?”
Yes, you can! The idea that you must have 20% down is a common misconception. There are loan programs available with much lower down payments—some as low as 3.5% and even 0%. I can connect you with excellent lenders who will walk you through your options.

“I can’t buy until I sell, but I don’t want to move twice.”
The Windermere Bridge Loan is one example of the various creative financing options that may be the perfect solution. It allows you to tap into your equity before your home sells, so you can purchase first and move only once. The process is designed to be simple, affordable, and stress-reducing. If the Windermere Bridge Loan is not the right fit, I have access to other lenders and programs that specialize in tapping equity to purchase before having to sell.

Let Practical and Caring Guidance Lead the Way
I’m in the business of solving problems and creating solutions that move people toward their next chapter in life. Home reflects life, and life is always evolving. Making a move can be deeply personal, and with the right guidance, it can also be a powerful step toward growth and improvement.

If challenges are standing in your way, please don’t keep them to yourself. Share them with me. I’ll listen carefully, and together we’ll create a plan that makes your move not only possible but successful.

Let’s Talk About Your Next Chapter
If you, or someone you know, are considering a move but feel stuck, I’d love to help. Reach out today, and let’s start a conversation about your goals. With experience, care, and trusted resources, I’ll guide you every step of the way so you can move forward with confidence and peace of mind.

September Home Maintenance 🏡✨ Before it’s time to turn on the heat, have your air and ventilation systems inspected by the professionals to ensure efficient and healthy airflow. Note: if you need to purchase or replace any major household appliances, September and October are usually when the latest models are revealed and are the best months to buy them.
Monthly Newletter • August 15, 2025

Monthly Newsletter 08/14/2025


2025 has been the year of a power shift in the real estate market, as we experience more balance in the market. Increased inventory has provided the biggest advantage for buyers, giving them more selection, which has tempered price growth and aided affordability. In King County, there were 43% more available listings in July 2025 over July 2024, and 47% more in Snohomish County. This, along with the new normal of interest rates, has buyers who are ready to make a move in a positive position to pounce. We have even seen rates come down close to 6.5% for a 30-year conventional loan and to 6.15% for FHA and VA loans in the last two weeks!

Surprisingly, as we find ourselves in the dog days of summer with many people enjoying the last bits of kids being out of school, taking vacation time, and savoring all the PNW has to offer during the summertime, we have seen buyer activity start to increase. Month-to-date this August, pending sales are up over July 2025 by 9% in King County and up 17% in Snohomish County. This is on the heels of pending sales leveling out in King County in July 2025 over June 2025 and increasing by 12% in Snohomish County. With 36% more homes for sale in King County YTD and 41% more in Snohomish County, buyers are starting to understand the opportunity increased selection brings. According to the Mortgage Bankers Association (MBA), mortgage applications are also up year-over-year.

The increased selection has created more room for buyer negotiations and further opportunity to perform due diligence. Compare this to the previous onslaught of bidding wars, buyers now have a calmer environment to make big decisions. We have even seen the return of successful home sale contingencies when the right situation presents itself. Basically, the market has become more fluid and less of an uphill battle for buyers to secure a home. Evidenced by the average list-to-sale price ratio for a home in King and Snohomish Counties in July, at 98%. Last July, when there was less selection, the average list-to-sale price ratio was 100% in King County and 99% in Snohomish County. With that said, we are still seeing homes that are brought to market that are well priced and in prime condition getting multiple offers and selling for over list price. It is just no longer the norm and more so the exception.

This has resulted in median price growth becoming flat, but not faltering. In King County, the median price is up 1% this July over July 2024, and is equal in Snohomish County. Further, when you calculate the average median price over the last 12 months in King County and compare it to the previous 12 months, median price is up 4% in both King and Snohomish Counties. We are nowhere near a free fall in prices; what we are experiencing is a deceleration in price growth. Since this has followed the unprecedented double-digit, year-over-year price growth we saw during the pandemic, some may see this as the sky is falling, which is simply wrong. This is a good thing!

The abundance of equity that was gained over the last five years and certainly over the last decade has many sellers making great gains. Median price in King County, including single-family residential homes and condos, is up 31% since 2020 and up 73% since 2016; and in Snohomish County, it’s up 40% since 2020 and up 99% since 2016. Bear in mind, real estate is a long-term hold investment, and timing a sale after the original purchase can have an impact. We are seeing many Baby Boomer sellers start to make big moves towards retirement, enjoying their well-earned financial freedom and, in some cases, addressing health needs. The move-up buyer/seller is returning to the market as well, putting their equity to work for them to purchase a home that better fits their household size and preferred location.

With interest rates predicted to only slowly recede, some buyers are using negotiated credits to buy down their interest rate and decrease their monthly payments. Buyers who are finding a way to make the monthly payments work, either through buy-downs or budgeting, are getting themselves into homes that feel better for their lives. They are also setting themselves up for long-term gains as their nest egg grows while they enjoy their home. It is important for everyone to understand that real estate is not typically a quick come-up investment. The pandemic years skewed that perspective, and returning to more historical norms should be welcomed, as that growth was unsustainable.

If you have been considering a move or know someone who is, now is a great time to consider your options and start planning. We have even seen first-time home buyers eager to jump into the market and start building wealth. I could easily apply the statistics above to your specific location, and we can apply the market conditions to your goals. Meeting up in person or via Zoom to discuss what this market has to offer and answer your questions is the foundation of my service. It never hurts to dream, plan, and discuss whether your desired outcome results in doing something sooner or later. This consultation meeting will lead to confident decision-making based on clarity and trust. It is a positive and proactive step forward, and is always based on the pace of my clients’ wants and needs. It is my goal to help educate in order to empower strong decisions. Please reach out if you want to chat about how your goals align with today’s market or if you know someone who could use this counsel.

🎒✨ I’m proud to partner with Volunteers of America Western Washington for Operation Backpack—helping local kids start the school year with the tools they need to succeed!
📍 My office is a drop-off location for new school supplies through the end of August: 4211 Alderwood Mall Blvd #110, Lynnwood
🛒 Prefer to shop online? You can donate directly through the Amazon Wishlist here. 

Together, we can make a big difference for students in our community. đź’™

Monthly Newletter • July 25, 2025

Monthly Newsletter 07/24/2025

In 2025, we have seen a year-over-year increase in new listings. New listings are up 16% in King County and 10% in Snohomish County, following a 19% increase in King County and an 18% increase in Snohomish County in 2024 compared to 2023. This mounting increase piqued my curiosity, and I began to notice some trends in the inquiries that were coming my way. The trend involved Baby Boomers being on the move!
Baby Boomers account for 21% of the US population and are now in their 60s to early 80s. This is a large group navigating major life changes. With fewer encumbrances and responsibilities, many see this as an incredible opportunity to explore their freedom and financial stability. It’s their time! Some are also slowing down, possibly facing challenges, and are seeking comfort and assistance. Many Baby Boomers are moving out of their longtime homes and choosing to reposition either in the same area or out of state. They are buying their dream home that aligns with their lifestyle (think snowbirds), downsizing to a condo or small rambler, moving in with or near family, or relocating to a retirement community, and in some cases, an assisted living facility. The good news is that this generation is sitting on a substantial amount of home equity that is fueling these moves and providing the means to achieve their goals.

The average Baby Boomer has owned their home for 17-23 years and has 60-80% home equity, and in many cases, owns their home free and clear. In May 2025, the median price for a single-family residential home in King County was $865,000, and $785,000 in Snohomish County. That is a 127% increase in King County over 20 years and 162% increase in Snohomish County. This nest egg is providing Baby Boomers the financial flexibility to move to a place that will bring peace, ease, and enjoyment in their next chapter.

Deciding to sell a longtime home is never just about real estate—it’s about life, legacy, and letting go. For many Baby Boomers, the idea of moving can bring up a flood of emotions, logistical hurdles, and financial questions. As a real estate professional who has worked with many beloved clients in this exact stage of life, I want to offer some guidance—not just as a broker, but as someone who deeply cares about helping people make this transition with grace and confidence. Whether you’re considering a move yourself or you’re supporting a parent or loved one through this decision, here are some of the biggest challenges we see—and some helpful ways to navigate them.

Fearing the Unknown
Change is never easy, especially when it means leaving behind a familiar neighborhood or lifestyle. There’s often a real fear about what the next step looks like.
What helps:
Take your time exploring options. Visit potential new homes or communities before making a decision. Think about what you want out of life: less upkeep, more walkability, or being closer to loved ones. Often, the move brings more peace, not less. It’s the transition that can be stressful and intimidating, but the end result is worth the temporary discomfort.

Letting Go of a Lifetime of Memories
Your home holds decades of family stories. Maybe it’s where you raised your children, loved your pets, celebrated holidays, or shared countless quiet mornings. The thought of saying goodbye can feel overwhelming.
What helps:
Consider reframing the move. You’re not erasing memories—you’re making space for a new chapter. Think of it as passing the home on to a new owner who will love it just as much. Many clients find comfort in creating photo albums or video tours to preserve those meaningful memories.

Facing the Overwhelm of What to Do with Your Stuff
Sorting through years (or decades) of belongings is one of the biggest roadblocks. It’s easy to get stuck when everything feels important.
What helps:
Start small. Focus on one room at a time, and prioritize the items that hold true sentimental value. Enlist a senior move manager or downsizing expert who specializes in this type of transition. Their help can make the process feel more manageable—and far less emotional. I have contacts for professionals who specialize in these services, whether it is sorting and packing or estate sale assistance, I can connect you with trusted service providers.

Managing the Physical Demands and the Time Suck of a Move
Packing and moving can be tough at any age, but especially so for those with mobility issues or health concerns. Furthermore, if you are still working and have a busy schedule, a move can seem out of reach.
What helps:
This is the time to lean on help. There are incredible services available that handle packing, organizing, moving, and even estate sales. Make sure the new space is designed with safety and comfort in mind—single-story homes, walk-in showers, and easy access all make a difference. This move is an opportunity to have your home align with exactly what you need and want to thrive.

Navigating the Financial Piece
Worries about affording a new place—or not getting full value from the home sale—can keep people stuck.
What helps:
Work with a trusted real estate broker, CPA, and financial advisor who understand your goals, tax code, and the current market trends. Many of my Baby Boomer clients are surprised to learn how much equity they’ve built over the years. That equity can open doors—to a smaller, more manageable home, a lifestyle upgrade, extra savings, or even travel or care options you’ve been dreaming about. Also, if you plan to apply for a mortgage and are approaching retirement, you’ll want to strategize with a reputable lender on whether it makes sense to make your move while you’re still working or after you retire.

Access to Financing Options for My Next Purchase
Once retired, many Baby Boomers are unsure how to finance their next move, especially if the majority of their cash is tied up in the equity of their current home.
What helps:
Accessing your equity to pay for your next place, so you don’t have to move twice or make a contingent offer. Often, properties that appeal to downsizing Baby Boomers are highly sought after, and home sale contingent offers struggle to compete. Utilizing a bridge loan eliminates the need to be contingent, gives you access to a large amount of your equity, and lets you secure your new place before having to sell your current home. Windermere has an excellent Bridge Loan Program with quick approvals that don’t require an appraisal, and no fees are collected until your home sale is closed, eliminating up-front out-of-pocket expenses.

My House Needs Some Work, and I Don’t Have Access to Money 
Maintaining a house requires keeping up with deferred maintenance and making home improvements. These costs can be tough when on a fixed income. Maybe a refresh of a kitchen or bathroom would result in you getting more money for your home when you sell.
What helps:
Have your trusted real estate broker weigh in on your home’s condition and what improvements create the highest return. Windermere also has a loan program called Windermere Ready that allows homeowners to easily access their equity for home maintenance, improvements, and moving expenses. Like the Bridge Loan, the turnaround time is quick, and there are no upfront fees.

Final Thoughts: It’s Okay to Take Your Time
If you’re reading this and feeling a mix of excitement, hope, and some uncertainty—you’re not alone. Selling a long-time home is a major life milestone. But with the right support, it can also be an exciting fresh start.

If you or your loved one are starting to explore this idea, I’m here to talk—without pressure or timelines. My goal is to equip you with tools and guidance to help you feel confident, informed, and cared for, every step of the way.

July Home Maintenance 🏡✨ Making sure your home is able to utilize energy efficiently to keep you cool – and prevent mold and moisture buildup – is essential for the health of both you and your home.