Monthly Newletter September 16, 2025

Monthly Newsletter 09/16/2025

Two unique opportunities have lined up for buyers:
Lower Interest Rates – With rates down almost three-quarters of a point, a $500,000 mortgage costs $232 less per month than it would have just a short time ago. That’s nearly $84,000 saved over 30 years.

More Homes to Choose From – We’re seeing the highest inventory in 14 years, giving buyers more options, less competition, and greater negotiating power.

Why this makes it a good time to buy:
Opportunity to Build Wealth – Prices are up 2% in King County and 1% in Snohomish County year-over-year and if rates continue to soften, prices will rise. Fixing your price now will lend itself to great, long-term equity growth. In fact, homes in King County are up 33% over the last 5 years and up 80% of the last 10 years. They are up 42% in Snohomish County of the last 5 years and up 98% over the last 10 years.

Find the house that best suits your life – Moves are brought on by life changes. If you see yourself entering a new chapter, whether it is joy-filled or challenging, a purchase can help align your home with your life. Pause to assess if now would be the right time to make a move and consider the advantages of the current market.

All of this means more affordability and more choices—a rare combination in real estate. Please reach out if you would like to learn more. It is my goal to help keep my clients informed so they are empowered to make strong decisions.

 Making a move, whether it’s across town or across the country, can feel overwhelming. I understand that behind every “For Sale” sign there’s a personal story, and often, real-life challenges that make it hard to take the first step. Over the years, I’ve helped many clients work through these very obstacles, and I want you to know there are solutions for every situation.

Here are a few of the most common roadblocks I hear, and how we can overcome them together:

“My home has deferred maintenance or needs updates, but I want to sell for top dollar and don’t have extra funds.”
The Windermere Ready Loan is your “easy button” for accessing funds for listing prep. It allows you to access cash based on your home’s equity to cover cleaning, repairs, or remodeling—so you can sell faster and for more money, without having to pay upfront. The fees are low, access is fast, and we can devise a plan identifying which items will yield the greatest return. You can learn more about the program here or simply reach out to me.

“I’m overwhelmed by the amount of stuff I need to sort through before I can sell.”
You’re not alone in this. I work with trusted vendors who specialize in helping people clear, organize, and prepare their homes for the market. With the right team, what feels overwhelming becomes manageable. You’d be amazed at how this process can be freeing, uplifting, and empowering. Getting started is the hardest part, and I can connect you with great resources or simply help you devise a checklist that moves at your pace.

“I need to relocate, but I don’t know anyone in the new area. How do I find a good agent?”
That’s where my connections come in. With Windermere’s broad presence in the West and our global referral network through Leading Real Estate Companies of the World, I can introduce you to a great agent wherever you’re headed.

“I don’t have 20% to put down. Can I still buy a home?”
Yes, you can! The idea that you must have 20% down is a common misconception. There are loan programs available with much lower down payments—some as low as 3.5% and even 0%. I can connect you with excellent lenders who will walk you through your options.

“I can’t buy until I sell, but I don’t want to move twice.”
The Windermere Bridge Loan is one example of the various creative financing options that may be the perfect solution. It allows you to tap into your equity before your home sells, so you can purchase first and move only once. The process is designed to be simple, affordable, and stress-reducing. If the Windermere Bridge Loan is not the right fit, I have access to other lenders and programs that specialize in tapping equity to purchase before having to sell.

Let Practical and Caring Guidance Lead the Way
I’m in the business of solving problems and creating solutions that move people toward their next chapter in life. Home reflects life, and life is always evolving. Making a move can be deeply personal, and with the right guidance, it can also be a powerful step toward growth and improvement.

If challenges are standing in your way, please don’t keep them to yourself. Share them with me. I’ll listen carefully, and together we’ll create a plan that makes your move not only possible but successful.

Let’s Talk About Your Next Chapter
If you, or someone you know, are considering a move but feel stuck, I’d love to help. Reach out today, and let’s start a conversation about your goals. With experience, care, and trusted resources, I’ll guide you every step of the way so you can move forward with confidence and peace of mind.

September Home Maintenance 🏡✨ Before it’s time to turn on the heat, have your air and ventilation systems inspected by the professionals to ensure efficient and healthy airflow. Note: if you need to purchase or replace any major household appliances, September and October are usually when the latest models are revealed and are the best months to buy them.